DISCOVER TIPS | Knowledge Magazine

The difference between Central bank and commercial bank can be understood by these factors: Central bank: 1.It is found 1 bank per country. 2.It checks the activities of commercial banks present in the country. 3.It is non-profitable bank. 4.It is under control of government. 5.They are responsible for any change in banking system at the national level. 6.Example:Reserve bank of india(India) Commercial bank: 1.There can be lot of banks present in the country. 2.They only check the activity of public which may or may not be part of that. 3.They are profitable banks. 4.They earn wealth by giving high intereset loan to public. 5.There are many banks which are funded by government and some are lead by private organization. 6.Example: Syndicate bank Punjab National bank ICICI bank etc.

In the econonmics ,monetary policies and fiscal policies  are very much important and good use to suppress the circulation of money in the market. Monetary policy: In this, government increase the rate of interest on bank loans. Fiscal policy: In this,government increase the tax rate and decrease in subsidy. Why it is done ? 1.Decrease money circulation: Due to increase in price by inflation ,the circulation of money also increases due to which further inflation increases. And all these inflation arises due to more demand of public when supply is less. For suppressing the public demand rate of interest on bank loan, tax increases and subsidy decreases by government. 2.Increase wealth of banks: Due to increase in interest rate,now bank can attain more benefit. 3.Decrease of inflation rate: If money circulation is suppressed then consecutively inflation rate also decreases 4.Welfare of poor people: If the inflation decrease then price will be decreased and m

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Friends, Google has announced to start a service in the gmail account of sending money. Till today it will be introduced in the united states of america and if get success,then it will be explored in rest of the world. Up to today,gmail was used to send attachment of pictures,videos,files of different format. This service can be used with google wallet.For this u have to link your wallet with ur bank account.You can also link your debit card & credit card but in that case there will be transaction fee of 2.9% will be deducted. Till now this service will be roll out for american users and age should be 18+.

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