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State Bank of India (SBI) is offering exclusive concessions on locker charges for customers under the following categories: ✅ CGSP – Central Government Salary Package ✅ SGSP – State Government Salary Package ✅ PSP – Police Salary Package ✅ RSP – Railway Salary Package 💎 Eligible Customers Can Avail: 🔹 Diamond, Platinum, and Rhodium Category Benefits 🔹 Discount on Annual Locker Rent 🔹 Waiver on Locker Maintenance Charges 📚 Terms and Conditions: 🔸 Concession applicable only for eligible package holders. 🔸 Valid for lockers across all SBI branches. 🔸 Offer subject to bank's discretion and policy changes. 💡 Why Choose SBI Locker? 🔐 High-Security Storage 🕒 24/7 CCTV Surveillance 📜 Hassle-Free Documentation Visit your nearest SBI branch today to check your eligibility and secure your valuables! #SBI #LockerConcession #SafeBanking #StateBankOfIndia
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मध्यम वर्ग के लोगों के लिए कुछ वित्तीय सुझाव क्या हैं?

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  1. बच्चा एक ही रखें।
  2. अगर किराए के घर पर है तो ऑफिस के पास घर लें। न केवल आने जाने का खर्चा बल्कि आपका समय भी बचेगा।
  3. इनकम टैक्स कम करने के लिए जो भी सही उपाय हैं उन्हें अपनाइए लेकिन गलत दस्तावेज न लगाए।
  4. सेहत का ध्यान रखिये। जरूरी नहीं हर बीमारी के इलाज के लिए आप महंगे हॉस्पिटल में जाए किसी अच्छे पर सस्ते चिकित्सालय में भी इलाज करा सकते है।
  5. एक 6 महीने की तन्ख्याह बराबर इमरजेंसी फण्ड बैंक में रखें। अगर कभी नौकरी पर गाज गिरी तो?
  6. पति पत्नी दोनों कमाए तो अच्छा है।
  7. बचत तो करें पर जायज़ माँगो को मार कर नहीं।
  8. बच्चे की शिक्षा पर समझौता न करें। एक तरह की इन्वेस्टमेंट ही समझ लें।
  9. कपड़े वगैरह की खरीदारी किसी फैक्ट्री आउटलेट से करें उसके लिए चाहें कुछ 30–40 किलोमीटर बस पर ही क्यों न जाना पड़े।
  10. क्रेडिट कार्ड रखें और इस्तेमाल भी करें लेकिन समय पर भुगतान करना न भूलें।
  11. उधार न दें न लें।
  12. कही यात्रा करनी हो तो पहले से ही योजना बना कर सस्ती टिकट व सस्ता लेकिन अच्छा होटल बुक कर के रखें।
  13. मैं मासिक बजट में विश्वास नहीं रखता। लेकिन अगर आपके पास समय है तो एक बजट बना लें।
  14. अच्छा काम करें ताकि नौकरी और आय में तरक्की हो सके। अपने कौशल को बढ़ाने में पैसा और समय खर्च करें ताकि तरक्की पा सकें।
  15. अगर बड़ा परिवार नहीं है तो गाड़ी रखने की आवश्यकता नहीं। उबर ओला से भी यात्रा कर सकते है। लेकिन दुपहिया वाहन तो जरूर रखें।
  16. खुश रहें। पैसा महत्वपूर्ण है पर सब कुछ नही है। ऐसा मत सोचिये कि मद्यवर्गीय हैं तो जीवन बर्बाद है। बल्कि जीवन का आंनद कम पैसों में भी लिया जा सकता है।
Source:  कमल सेठी

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