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कम बोलने वाले लोगों की आठ खूबियां क्या हैं?

1. ऐसे लोग बहुत ही ज्यादा समझदार होते हैं क्योंकि यह लोग केवल उतनी ही बात बोलते हैं जितनी की आवश्यकता है 2. आप ऐसे लोगों से अपनी राज की बात भी कर सकते हैं क्योंकि यह लोग किसी को कोई बात नहीं बताते। 3. ऐसे लोगों को समझना थोड़ा कठिन होता है पर यह लोग दिल के काफी ज्यादा अच्छे और सच्चे होते हैं। 4. ऐसे लोग अपने जीवन का बहुत बड़ा समय केवल अपने लक्ष्य की ओर ही लगा देते हैं। 5. कम बोलने वाले लोग ज्यादा सफल होते हैं क्योंकि इनके आसपास डिस्ट्रक्शन( ध्यान भटकाने वाले लोग) कम होती है। 6. कम बोलने वाले लोगों के अपने परिवार के साथ संबंध बहुत अच्छे होते हैं। 7. कम बोलने वाले लोगों की एक बहुत अच्छी बात यह है कि वह केवल सच ही बोलते हैं। 8. कम बोलने वाले लोग अपने दोस्त कम बनाते हैं परंतु जितने भी बनाते हैं सच्चे बनाते हैं Source: Sumit Gautam

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Important Codes / Numbers Used in Financial or Banking System

There are various abbreviations used in Banking sectors that are identified with a unique digit of alphanumeric like Aadhaar Card, IFSC Code, MICR etc. So many such entities has been recently in news and there are strong chances that such type of words may appear in the exam. So, here is the compiled list of abbreviations with full form and numbers of alphanumerics used in it. 

1. IFSC Code- IFSC Code is the acronym for Indian Financial System Code developed by RBI - Reserve Bank Of India as a unique Identification code to each of the bank branches in India. The Bank IFSC Code consists of 11 alpha-numeric characters that uniquely identifies a bank-branch participating in the RTGS and NEFT system.

 

2. MICR- MICR (Magnetic Ink Character Recognition) is a 9 digit code and its technology used to verify the legitimacy or originality of paper documents, especially checks. Special ink, which is sensitive to magnetic fields, is used in the printing of certain characters on the original documents. 

3. Permanent Account Number (PAN)- PAN is a ten-digit alphanumeric number, issued in the form of a laminated card, by the Income Tax Department, to any "person" who applies for it or to whom the department allows the number. 

4. Aadhaar Card- Aadhaar, which means ' foundation' is a 12 digit unique-identity number issued to all Indian residents based on their biometric and demographic data.

5. TAN (Tax Collection Account Number)- Tax Deduction Account Number or Tax Collection Account Number is a 10 -digit alpha-numeric number issued by the Income-tax Department. TAN is to be obtained by all persons who are responsible for deducting tax at source (TDS) or who are required to collect tax at source (TCS).

6. Mobile Money Identifier (MMID)-  Mobile Money Identifier or MMID is a 7 digit number of a bank customer. This number is used when you try to send or receive money using the IMPS method.

7. Universal Account Number (UAN)- The UAN is a Universal Account Number with is a 12-digit pin prearranged to each member of Employee Provident Fund, EPF. The number if issued by the Ministry of Labour and Employment, Government of India. The number lets the employee connect his PF across organisations.

8. Permanent Retirement Account Number (PRAN)- PRAN is an acronym for Permanent Retirement Account Number, which is the unique and portable number provided to each subscriber under NPS and remains with him throughout. 

9. International Securities Identification Number (ISIN)- The ISIN standard is used worldwide to identify specific securities such as bonds, stocks (common and preferred), futures, warrant, rights, trusts, commercial paper and options. ISINs are assigned to securities to facilitate unambiguous clearing and settlement procedures. They are composed of a 12-digit alphanumeric code and act to unify different ticker symbols “which can vary by exchange and currency” for the same security. In the United States, ISINs are extended versions of 9-character CUSIP (Committee on Uniform Security Identification Procedures) numbers; ISINs can be formed by adding a country code and check digit to the beginning and end of a CUSIP, respectively.

10. Society for Worldwide Interbank Financial Telecommunication (SWIFT)- A SWIFT code is an international bank code that identifies particular banks worldwide. It's also known as a Bank Identifier Code (BIC). CommBank uses SWIFT codes to send money to overseas banks. A SWIFT code consists of 8 or 11 characters.

11. Legal Entity Identifier (LEI)- The LEI is a global reference number that uniquely identifies every legal entity or structure that is party to a financial transaction, in any jurisdiction. It is a unique 20 digit alphanumeric code that is assigned to a legal entity.

Important Codes / Numbers Used in Financial or Banking System

Terms

Short Form

Numbers/Codes

Indian Financial System Code

IFSC

11– Alpha Numeric Code

Magnetic Ink Character Recognition

MICR

9– Digit Code

Permanent Account Number

PAN

10– Alpha Numeric Code

Tax Collection Account Number

TAN

10

- Alpha-Numeric Number

Aadhaar

-

12– Digit Code

Mobile Money Identifier

MMID

7– Digit Code

Universal Account Number

UAN

12– Digit Code

Permanent Retirement Account Number

PRAN

12– Digit Code

International Securities Identification Number

ISIN

12– Alpha Numeric Code

Society for Worldwide Interbank Financial

SWIFT

8– 11 Alphabetic Code

Telecommunication

  

Legal Entity Identifier

LEI

20 digit alphanumeric code

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