सबसे अच्छी आर्थिक सलाह क्या है?

किसी भी तरह के कर्ज से पहले छुटकारा पाएं।
कम से कम ४-६ महीने की आपातकालीन बचत करें जो आपको कठिन समय से निकाल सके।
जितनी जल्दी हो सके जीवन बीमा करवाएं।
अपने निवेशों में विविधता लाएं- इक्विटी, एमएफ, डेट इंस्ट्रूमेंट्स, गोल्ड बॉन्ड, क्रिप्टो।
ऑनलाइन निवेश के बारे में पढ़ें। विभिन्न प्रकाशनों और यूट्यूब चैनलों पर बहुत सारी जानकारी मुफ्त में उपलब्ध है।
कार खरीदने के लिए कर्ज लेने से बचें।
अपनी मासिक आय का २०-२५% निवेश करने का प्रयास करें।
जब आप छोटे हों तो FD में निवेश न करें। रिटर्न कम है और आपकी संपत्ति नहीं बढ़ेगी।
जब आप छोटे होते हैं तो आप थोड़ा जोखिम उठा सकते हैं।
अपने खर्च को जानें। एक टैब रखें। एक सीमा तय करें और जब तक वास्तव में आवश्यक न हो, अपने आप को और अधिक खर्च करने की अनुमति न दें।
दोस्तों या परिवार को पैसे देना। जान लें कि इसमें से कुछ वापस नहीं आएंगे और दोस्ती / रिश्ते को बर्बाद कर देंगे।
अनुभवों पर अधिक खर्च करें।

Source : शबरीनाथ नायर

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