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On 15 October 1931 , a gem was born in india at Rameswaram Tamil Nadu. Today the whole world knows him as the missile man of India. A man of principles who inspired millions not only in india but to the whole world to never back down any challenges and face it with confidence. A man named as Avul Pakir Jainulabdeen Abdul Kalam was a scientist and engineer, who served as the President of India from 2002 to 2007. Mr Kalam known for his simplicity and sharp mind , today the whole nation misses his beloved president on his birthday.   “If you want to shine like a sun. First burn like a sun.” - A.P.J Abdul Kalam    Abdul Kalam was born as the youngest of five children of a Muslim boat owner named Jainulabudeen and his wife Ashiamma, in Rameswaram, Tamil Nadu. His ancestors had once been wealthy traders though his family lost much of its fortunes by the early 20th century. He completed his schooling from Ramanathapuram Schwartz Matriculation School and proceeded to study physics at the S

==> Negotiable Instrument Act–1881 ==> The Bankers’Books Evidence Act–1891 ==> The ReserveBank of India Act–1934 ==> The Industrial Finance Corporation of India Act–1948 ==> The Banking Companies (Legal Practitioner Clients’ Accounts) Act–1949 ==> The Industrial Disputes (Banking and Insurance Companies) Act–1949 ==> The Banking Regulation(Companies) Rules–1949 ==> The Banking Regulation Act–1949 ==> The State Financial Corporations Act–1951 ==> The Reserve Bank of India (Amendment and Misc. Provisions) Act–1953 ==> The Industrial Disputes (Banking Companies) Decision Act–1955 ==> The State Bank of India Act–1955 ==> The State Bank of India (Subsidiary Banks) Act-1959 ==> The Subsidiary Banks General Regulation–1959 ==> The Deposit Insurance and Credit Guarantee Corporation Act–1961(DICGC) ==> The Banking Companies (Acquisition and Transfer of Undertakings) Act–1970 ==> The Regional Rural Banks Act–1976 ==> The Bank

In the modern era the impact of globalization can be seen in form of regional cooperation’s in order to promote the relations with neighboring countries and others countries of the world. India being one of the most prominent country in term of economy attracted whole world towards its market. Today world is looking towards china and India for the better cooperation and good relationship. In this sphere , involvement of India along with its neighboring countries (Pakistan free organization) has boost the India’s vision of look east policy. In this context we will talk about BIMSTEC an international organization involving a group of countries in South Asia and South East Asia. These are: Bangladesh, India, Myanmar, Sri Lanka, Thailand, Bhutan and Nepal. BIMSTEC is a regional organization comprising seven Member States lying in the littoral and adjacent areas of the Bay of Bengal constituting a contiguous regional unity. BIMSTEC came into existence on 6 June 1997 through the Bangkok De

1.खुद की कमाई से कम खर्च हो ऐसी जिन्दगी बनाओ..! 2. दिन मेँ कम से कम 3 लोगो की प्रशंशा करो..! 3. खुद की भुल स्वीकार ने मेँ कभी भी संकोच मत करो..! 4. किसी के सपनो पर हँसो मत..! 5. आपके पीछे खडे व्यक्ति को भी कभी कभी आगे जाने का मौका दो..! 6. रोज हो सके तो सुरज को उगता हुए देखे..! 7. खुब जरुरी हो तभी कोई चीज उधार लो..! 8. किसी के पास से कुछ जानना हो तो विवेक से दो बार पुछो..! 9. कर्ज और शत्रु को कभी बडा मत होने दो..! 10. ईश्वर पर पुरा भरोशा रखो..! 11. प्रार्थना करना कभीमत भुलो, प्रार्थना मेँ अपार शक्ति होती है..! 12. अपने काम से मतलब रखो..! 13. समय सबसे ज्यादा किमती है, इसको फालतु कामो मेँ खर्च मत करो..! 14. जो आपके पास है, उसी मेँ खुश रहना सिखो..! 15. बुराई कभी भी किसी कि भी मत करो करो, क्योकिँ बुराई नाव मेँ छेद समान है, बुराई छोटी हो बडी नाव तो डुबोही देती है..! 16. हमेशा सकारात्मक सोच रखो..! 17. हर व्यक्ति एक हुनर लेकर पैदा होता बस उस हुनर को दुनिया के सामने लाओ..! 18. कोई काम छोटा नही होता हर काम बडा होता है जैसे कि सोचो जो काम आप कर रहे हो अगर आप वह काम आप नही करते

India being a parliamentary form of government and multilevel party at the different level throws an opportunity of horse trading and game of corruption by parties in order to gain majority and form government at different level. Member of the political parties uses the concept of party hopping in order to gain the position offered by another party. In order to curb this concept of party hopping the anti-defection law was passed by parliament in 1985.  Anti-Defection Law is in the Tenth Schedule of the Constitution, which was introduced by the 52nd Amendment in 1985 during tenure of Rajiv Gandhi. What do you mean by Defection? Defection defined as  “to abandon a position or association, to join an another group or party”.  Defection  describes a situation in which a member of any particular party abandons his position or support to another party in order to gain political position. Articles 101, 102, 190 and 191 were changed through this amendment. This amendment laid down the proc

1.NEWDELHI ----------------------------------- DOS branch secretariate ISRO branch office Delhi earth station ----------------------------------- 2.DEHRADUN ----------------------------------- Indian Institue of remote sensing Northern RRSC-Regional Remote Sensing Centre ----------------------------------- 3.LUCKNOW ----------------------------------- ISTRAC ground station ----------------------------------- 4.SHILLONG ----------------------------------- North eastern space application centre ----------------------------------- 5.KHARAGPUR ----------------------------------- Eastern RRSC-Regional Remote Sensing Centre ----------------------------------- 6.HYDERBAD ----------------------------------- NRSA or NRSC – national remote sensing agency /centre ----------------------------------- 7.TIRUPATI ----------------------------------- NMRF-National Atmospheric Research Laboratory ----------------------------------- 8.SRIHARIKOTA --------------------------

1) Make peace with your past so it won’t screw up the present. 2) What others think of you is none of your business. 3) Time heals almost everything, give it time. 4) Don’t compare your life to others and don’t judge them. You have no idea what their journey is all about. 5) Stop thinking too much, it’s alright not to know the answers. They will come to you when you least expect it. 6) No one is in charge of your happiness, except you. 7) Smile. You don’t own all the problems in the world.

Dear Readers, Today we’ll discuss about Coding- Decoding. This topic is can fetch you marks easily but you need to know the right concepts and types of questions to practice. In banking exams Coding Decoding questions can be asked in Data Sufficiency or there can be direct questions of coding-decoding itself. Usually 3-5 questions can be asked from this topic, thus it can fetch you easy marks with right practice. Tips: 1. Try to focus on the thinking behind the solution. Example 1:  If GLORIOUS is coded as GOLRIOSU, code ‘JUDICIAL’? Solution:  This doesn’t need any explanation. A simple question based on observation. As G L O R I O U S is coded as G O L R I O S U, we are that second and third letters are interchanged, again last two letters are also interchanged as shown below.   Using the same logic, the word J U D I C I A L is coded as J D U I C I L A Example 2:  If PEN is written as ‘+X’ and ENT is written as ‘X–’ in a certain code, how is TEN written in the same code? So

1.Wankhede Stadium -Mumbai, Maharashtra 2.HPCA Stadium -DHARAMSHALA, HIMACHAL PRADESH 3.Feroz Shah Kotla Ground- Delhi 4.M.A. Chidambaram Stadium -Chennai , Tamil Nadu 5.Eden Gardens-Kolkata , West Bengal 6.Gymkhana Ground -Mumbai , Maharashtra 7.Jsca Stadium -Ranchi, Jharkhand 8.Khanderi Cricket Stadium -Rajkot , Gujarat 9.Subrata Roy Sahara Stadium -Pune , Maharashtra 10.Dr. D.Y. Patil Stadium -Mumbai , Maharashtra 11.Rajiv Gandhi International Stadium -Hyderabad , Andhra Pradesh 12.Indira Gandhi Stadium -Vijayawada, Andhra Pradesh 13.Jawahar Lal Nehru Stadium -Kochi, Kerala 14.Fatorda Stadium -Margao, Goa 15.Maulana Azad Stadium -Jammu , Jammu & Kashmir 16.Nehru Stadium - Pune, Maharashtra 17.Sardar Patel Stadium -Ahmedabad , Gujarat 18.Barabati Stadium-Cuttack, Orissa 19.Lal Bahadur Shastri Stadium -Telengana , Andhra Pradesh 20.Green Park Stadium-Kanpur , Uttar Pradesh 21.Brabourne Stadium-Mumbai , Maharashtra 22.Guru Gobind Singh Stadium-Nanded, Maharasht

At the time of independence, the boundary line between the two newly created independent countries i.e. Pakistan and India was drawn right across the Indus Basin, leaving Pakistan as the lower riparian. Moreover, two important irrigation head works, one at Madhopur on Ravi River and the other at Ferozepur on Sutlej River, on which the irrigation canal supplies in Punjab (Pakistan) had been completely dependent, were left in the Indian territory. A dispute thus arose between two countries regarding the utilization of irrigation water from existing facilities. In order to solve the water dispute between these two countries Indus Waters Treaty was signed between India and Pakistan. The Indus Waters Treaty is a landmark water-distribution treaty between India and Pakistan signed in Karachi on 19 september 1960 by the Prime Minister of India Jawaharlal Nehru and President of Pakistan Ayub Khan.  But the World Bank brokered the 1960 agreement that regulates the flow of six rivers between I

Today in the study Notes we are Discuss about  NABARD ( NABARD ) (National Bank for Agriculture and Rural Development) set up as an apex Development Bank by the Government of India with a mandate for facilitating credit flow for promotion and development of agriculture, cottage and village industries etc. CHAIRMAN Dr. Harsh Kumar Bhanwala, Chairman, NABARD, is a Post Graduate in Management from IIM, Ahmedabad HEAD OFFICE- NABARD has its head office at Mumbai, India. HISTORY At the instance of Government of India and Reserve Bank of India (RBI),  constituted a committee to  review the arrangements for institutional  credit for agriculture and rural development (CRAFICARD)  on 30 March 1979, under the  Chairmanship of Shri B.Sivaraman , former member of Planning Commission, Government of India to review the arrangements for institutional credit for agriculture and rural development. The Committee, in its interim report, submitted on 28 November 1979, felt the need for a new orga

Liberalization  , Globalization and Privatization  are the three main pillars of modern global economy.In the Modern era Economy is one the most important thread which connects the nations across the globe. Need of one nation can be fulfilled by other and vice-versa. Concept of LPG made the whole world a single unit. What do you mean by Liberalization , Globalization and Privatization ? Liberalization  : It defined as making economy free to enter in the market and establish there venture in the country. Liberalization refers liberal of economy in terms of movements of flow of goods and services within and out of  nation. Liberalization promotes the development of any nation. Privatization  : It defined as when the control of economic activities got shifted to private hand instead of public hand . Privatization is necessary for expanding one's economy and enhance the global connectivity. Privatization strengthen the private sectors. Globalization  : It describes the process by

PROFIT & LOSS Profit and loss are determined by the value of cost price and selling price. Cost price is the price at which an article is purchased and selling price is the price at which article is sold Profit = selling price - Cost price  Loss = Cost price - Selling price  Percentage profit and loss are always calculated on cost price.  If a cost price of m articles is equal to the selling Price of n articles, then Profit percentage  MARKED PRICE Marked price is also known as the list price. It is the price which is marked on the article. Where CP = cost price and MP = marked price DISCOUNT Shopkeepers devise several ways to attract customers (consumers). Sometimes they sell an article at a price lower than its list price (LP)/marked price (MP). Recall that reduction offered by retailer on the list price is called discount. We may recall that Discount = MP - SP Example 1: Marked price of a dining table is Rs 1350. It is sold at Rs. 1188 after allowing certain disc

Regional Rural Banks (RRBs) were established in 1975  under the provisions of the Ordinance promulgated on the 26th September 1975 and followed by Regional Rural Banks Act, 1976 with a view to develop the rural economy and to create a supplementary channel to the 'Cooperative Credit Structure' with a view to enlarge institutional credit for the rural and agriculture sector.   The Government of India, the concerned State Government and the bank, which had sponsored the RRB contributed to the share capital of RRBs in the proportion of  50%, 15% and 35%, respectively.  The area of operation of the RRBs is limited to notified few districts in a State. The   RRBs mobilise deposits primarily from rural/semi-urban areas and provide loans and advances mostly to small and marginal farmers, agricultural labourers , rural artisans and other segments of priority sector. The RBI in 2001 constituted a Committee under the Chairmanship of  Dr V S Vyas on “Flow of Credit  to Agriculture and

India has one of the best army in the world.Indian Army is home to some of the bravest men in the world. Indian army is world’s third largest and its soldiers are considered best in high altitude battles. The Indian Army guards one of the most notorious international borders. Indian northern border behaves like a battle-field all around the year. But, thanks to the God & the Indian soldiers because of them we are safe .These brave men and women at the Indian army stay away from their families, miss every significant things in their lives and sacrifice their lives so that we can be with our loved ones and sleep peacefully at night. MODERN HISTORY OF INDIAN ARMY India has been ruled over by several foreign kingdoms but her interests and borders were always secured by the sons of the soil. Even under the British rule, role was differnt but still these brave men were there for the nation but not in uniform. Feeling of nation and sacrifice for the soil made every indian a solider who